Mergers & Acquisitions

Thinking about selling your advice business?

Whether you are considering retirement, succession planning, a client bank sale, or a full business exit, Roxton Wealth would be pleased to have a confidential conversation.

Selling an advice business is about more than value.

It is about protecting relationships, preserving trust, and ensuring clients continue to receive the standard of care they deserve.

Arrange a confidential discussion

Thinking about selling your advice business?

Financial planningAdvice firms and client books

For IFAs, planners and advisory businesses considering succession or sale.

MortgagesMortgage and protection books

For brokers, AR firms and mortgage-led practices looking for continuity.

PartnershipFlexible routes

Sale, phased exit, integration, introducer route or strategic collaboration.

ConfidentialityQuiet first conversation

No pressure, no noise, no disruption to staff or clients at the exploratory stage.

Many advice businesses have been built over decades.

The client relationships, reputation, and trust accumulated over that time often represent far more than the financial value of the business itself.

At Roxton Wealth, we understand this.

That is why we approach acquisitions, succession planning, and client bank transfers with the same principles that guide our client work.

✓ Respect.

✓ Professionalism.

✓ Transparency.

✓ Long-term thinking.

We are actively looking to acquire and partner with high-quality mortgage, protection, and financial planning businesses across the UK.

Roxton Wealth was built around the belief that advice should be personal, understandable, and centred around the individual.

We take time to understand each client, communicate clearly, and provide advice that supports their goals and circumstances.

For business owners who care deeply about client continuity, we aim to provide reassurance that those relationships remain valued long after completion.

Opportunities

Open to conversations across the advice sector

Whether you are considering retirement next year or succession planning five years from now, we would be happy to have an initial conversation.

Succession

Planned exit or phased retirement.

We welcome discussions with owners and advisers operating in:

Mortgage Advice Businesses,

Protection Advice Firms,

Financial Planning Practices,

Independent Financial Adviser Businesses.

Useful where the founder still wants involvement during transition.

Client book

Back book or client bank acquisition.

Client Banks,

Appointed Representative Firms,

Directly Authorised Firms,

Specialist Mortgage Practices.

Especially relevant where clients need regular reviews and a wider advice proposition.

Partnership

Strategic collaboration before sale.

Retirement Planning Firms,

Later Life Advice Businesses,

Wealth Management Practices,

Multi-Adviser Firms.

This can be helpful where trust needs to build before the deal does.

Every business is different

Exploring solutions that work for you and your clients

There is no single route to succession or business sale.

Depending on your circumstances, we may be able to discuss:

Full Business Acquisition

A complete transfer of ownership and responsibility.

Client Bank Acquisition

For advisers looking to exit while protecting client continuity.

Succession Planning

Supporting longer-term transition strategies.

Phased or Staged Exit Arrangements

Allowing owners to gradually reduce involvement.

Adviser Retention During Transition

Supporting clients through a smoother handover process.

Introducer-Based Structures

Creating ongoing involvement where appropriate.

Retirement Planning for Advisers

Helping owners step back with confidence.

Bespoke Transition Solutions

Designed around your objectives, timeline, and client needs.

You may have spent years building:

• Client relationships

• Community trust

• Professional reputation

• Staff culture

• Referral networks

• Valuable recurring income

These things deserve respect.

Our objective is to create acquisition conversations that are commercially sensible while maintaining a strong focus on client outcomes and continuity.

We are particularly interested in working with owners who value long-term client care and want confidence in what comes next.

Protecting continuity

A structured and thoughtful handover process

Every transition is different, but our approach is guided by a consistent principle. Clients should feel supported throughout the process.

Discovery & Confidential Discussion

Understanding your objectives and priorities.

Initial Business Review

Assessing the structure, client base, and opportunities.

Proposal & Commercial Discussion

Exploring suitable acquisition structures.

Transition Planning

Creating a clear roadmap for clients and stakeholders.

Client Communication

Ensuring transparency and confidence throughout the process.

Long-Term Client Support

Providing continuity and ongoing advice.

Beyond the transaction

Years of trust deserve a responsible successor

An advice business represents far more than recurring revenue. It reflects years of conversations, recommendations, relationships, and trust. We recognise that responsibility.

Our goal is to provide sellers with confidence that their clients will continue receiving professional, personal, and appropriate advice after the transition. We want business owners to feel they are leaving their clients in capable and caring hands.

Private conversations

Handled with discretion and professionalism

We understand that discussions around succession planning and business sales can be sensitive.

Whether you are actively considering a sale or simply exploring future options, all conversations are handled confidentially and professionally.

There is no pressure.

No obligation.

The first step is simply an open discussion about your goals, priorities, and future plans.

Arrange a private conversation

Common questions

Frequently asked by business owners

Do I need to be ready to sell now?

No. Many conversations begin years before an eventual transition.

Can we discuss succession planning even if I am not ready to exit?

Absolutely. Succession planning often works best when explored early.

Are you interested in smaller client banks?

Yes. We are open to discussions of varying sizes and structures.

Can I remain involved after the transaction?

Potentially. Depending on the structure, phased exits and ongoing involvement may be possible.

Will my clients be informed immediately?

Not necessarily. Communication plans are discussed and agreed as part of the transition process.

How long does the transition process usually take?

Every transition is different. The timeline depends on the circumstances and the structure.

Confidentiality

Sensitive conversations should stay sensitive

Business owners need reassurance that an enquiry will not create noise with clients, staff, networks or introducers.

Private

Initial conversations are exploratory.

You can discuss the broad shape of the opportunity before sharing detailed information.

Controlled

Information requests should be staged.

Detailed financials, client data and compliance information should only be shared through an agreed process.

Start the conversation

Thinking about selling, merging or planning succession?

Let's start with a confidential conversation

If you own a mortgage, protection, or financial planning business and are considering retirement, succession planning, a client bank sale, or a future exit, we would be pleased to discuss your plans. There is no obligation and no expectation. Just a professional conversation about what the future could look like.

Arrange a Confidential Discussion